Fluid

About Fluid

Instadapp is a decentralized financial application (DeFi) that provides lending, borrowing, and asset management services of multiple protocols on a single interface. Its DeFi Smart Accounts (DSAs) bundle user assets into programmable wallets, letting people refinance loans, migrate positions, or rebalance collateral with a single transaction instead of repeated manual steps. The ERC-20 INST token underpins this “smart layer.” Holders may submit and vote on governance proposals that decide which protocols the dashboard integrates, how fees are set, and what automation modules go live. Users can also pay transaction fees in INST, stake tokens to boost voting weight, and earn liquidity incentives through targeted mining programs. Since Smart Accounts can exist on Aave, MakerDAO, Compound, and new chains, the common incentive thread is provided by INST. It incentivises developers to build adapters, aligns users with protocol risk, and funds future development. The fixed 100-million limit and the majority of the team and investor tokens that become vested over time up to 2025 discourage short-term speculation.